“Rape Insurance” Abortion Rider Goes Into Effect in Michigan

WASHINGTON, DC - JULY 11: Women hold up signs during a women's pro-choice rally on Capitol Hill, July 11, 2013 in Washington, DC. The rally was hosted by Planned Parenthood Federation of America to urge Congress against passing any legislation to limit access to safe and legal abortion.  (Photo by Mark Wilson/Getty Images)

WASHINGTON, DC – JULY 11: Women hold up signs during a women’s pro-choice rally on Capitol Hill, July 11, 2013 in Washington, DC. The rally was hosted by Planned Parenthood Federation of America to urge Congress against passing any legislation to limit access to safe and legal abortion. (Photo by Mark Wilson/Getty Images)

Starting last Thursday, Michigan women really  started feeling the affects of the “War on Women”. The state’s new law known as “rape insurance”—an additional insurance policy if she wants reimbursement for an abortion—went into effect.

This new law drops coverage of most abortions from existing policies. Women who do not buy insurance through an employer-based insurance plan will not be able to purchase the additional coverage, called an abortion rider, from Michigan insurers.

The medical journal Women’s Health Issues found that 36% of Michigan women lack health insurance, but 69% were paying out of pocket for abortion care. Not only are travel costs an issue, but so is the question of what is more important: is food and rent more important than my abortion? 14% of women who underwent abortions put off paying rent, 16% buying food, and 30% to pay utilities and other bills.

The “War on Women” is real and alive, especially in states like Michigan where women may have to pay out of pocket for a legal, medical procedure. Contact your state legislators and check their stances on abortion. More states cannot afford to have legislation like this.